As a Mummy
In 2012, I gave birth to my eldest daughter Synne (March 2012). Then I have Sylvie, Shayan and Sheryl who were born in year 2013, 2016 and 2017 respectively. Motherhood has been rather smooth sailing from conception to delivery, to growing up. There are many times when I would take out a cane and hit right onto one of my naughty daughter thigh or hand to reprimand them for not being an obedient girl. As much as my rational tell me to be more patient, that different kids grow up at their own pace and absorb different things at different times, I still fail. My hubby always said our children are here in hope to train and nurture me into a more patient person. I agree with him when I wasn’t so angry. So every now and then, when I realised I started raising my voice and frightened my innocent daughters, I will remind myself of what my hubby told me.
As a mummy, my number 1 priority is my children, everything else is less important in comparison to their needs. On weekday, l will drop the 3 elder girls to childcare between 8-9am and fetch them home between 6-7pm. Once we get home, I will ensure that they clean up, take a shower, and ready for dinner. On Saturday, I will be home accompanying them. Synne currently has piano class every Saturday at 1pm. Sometimes hubby and I will either stay home watch movie with them or bring them out to playground. On Sunday, we usually wake up at 8am as Synne and Sylvie have swimming class at 9am. We would bring shayan along too so that my helper only need to care for Sheryl at home. We will let them play at the pool after the class for about an hour. Usually we will have lunch outside with the kids so that my helper don’t have to prepare lunch for all of us.
I am not only a very proud mummy of my four kids, I feel extremely blessed that they are healthy and happy. My only wish for my children is to be happy and healthy always. I love them very much.
As a Wife
Daniel and I met on 21 June 2009 in a karaoke Pub. We hit off really quickly and soon started dating each other. He was 31 years old while I was 21 years old then. At that time, he was actively looking for a wife whom he describes as “ideally to be attractive, family oriented, responsible, smart, and ready to start a family with him”. Apparently, I was similarly hoping that I will be able to meet the dream man of my life who has to be matured, financially stable, ideally attractive, charismatic, family man, and ready to start family with me. When we started dating for a few months, I know that It will be my blessing if I can marry this perfect man on earth. My family too have really good impression of Daniel.
The faithful day arrived, on 2nd Jan 2011, I was brought to this restaurant called Ku De Ta in Marina Bay Sand rooftop with many of his friends. There was this magician who appeared on adhoc without prior arrangement. Daniel approached him to ask if he will help him on the proposal. I was caught off guard and to my beautifully pleasant surprised, with the help of the magician who built up the suspense and atmosphere, drawing public crowd surrounding both of us, he knelt down before me and ask me: “will you marry me?” I was really touched and tears streamed down uncontrollably. Flashing back this memory, I feel that I was the most fortunate girl on earth to have found my perfect husband.
Cut the story short, on 31 Oct 2011, we walked down the aisles and the solemniser pronounce us “Husband and Wife”.
As a wife, my number one priority is my husband. Marriage has not be the most smooth sailing journey so far, but without the bitterness, I probably won’t be able to tell how sweetness taste like. There are up and downs in our marriage. But we both always try to make things works. I remember Daniel said this to me “I am clearly aware that during the course of our marriage, there will certainly be other lady who probably will be prettier than you, sexier than you, smarter than you and so on. But I want you to remember that I have made my choice to marry you and I will stand by you no matter what happen in the future until death pulls us apart”. It is not exactly word by word from his mouth, but the essence is 99% accurate.
i am fully aware that I am not a perfect wife. For anything to change, it need to start from myself. I am committed to improve and work on myself in order to progress to become Daniel’s perfect loving wife. I want to live to light him up and I will do it. I am very blessed to have a loving husband, I love him very much. My only wish for him is to stay healthy and happy always.
As a Daughter
Thank you mummy for giving birth to me on 16 July 1988, the year of dragon. My mum is a legendary mum, 24 years apart, was also born in the year of dragon. She is illiterate yet she taught me so much to be a responsible mum, a loving wife and an obedient daughter in law. Since dad left us on 10 Oct 2015, she has been very strong.
My dad is a charismatic man. He devoted his life for the well being of his children and his wife. He worked very hard in his younger days to care for his parents and his family. As young as 30 years old, he was diagnosed with diabetes which ran in my father’s family blood as my grandpa has it too.
In year 2008, I was having my internship in America. Over our routine phone calls, I insist to speak to my dad. Listening to him speak send tears down to my cheek. “I couldn’t undertand a single word of what he was trying to say, what exactly happened to him, why isn’t anybody tell me anything” my heart started yelling! Then my mum told me that they were in mount Elizabeth hospital Singapore as dad was rushed from our Indonesia hometown to Singapore the very same day as he could not lift up a spoon and water flew out of his mouth.
I wanted to fly back to Singapore regardless of whether I was going to fail my diploma. My mum convinced me that all are well and that doctors and nurses are here to care for my dad and assured me that I should focus on my studies. So i listened to my parents and stayed in America. Dad conditions are under controlled.
I do not have any memory of this part as I was so far away. The time that I failed to be by his side will always be a regret in my heart, the loss of times that I can never get it back. Since I came back from America, I told myself I will make an efforts to be with my parents whenever they come to Singapore for medical appointment. I am very happy that I kept to my promise 95% of the times.
I am truly fortunate to be able to reincarnate into this family and have my parents as my parents. They have given me everything I need and raised me up to be who I am today. I know deeply they love me more than their own life. I just want to tell them I love them too!
As a daughter, my parents is my number one priority. To make them feel proud and always be there for them is my responsibility and commitment. My wish for my dad is to have a peaceful life and for my mum to be beautiful, happy and healthy always.
As at Sept 2018, my mum is a proud grandmother to 8 grandchildren at 54 young age. Imagining myself having 8 grandchildren and 4 children surrounding me when I am 54 years young make me grin widely. To sum it up, my parents have been enjoying time and financial freedom since 10 over years ago. They are my role model! Thank you dad, thank you mum!
As a Student in Marko Networks
Thank you mark for your generous sharing, you and jill have a big heart. Besides my parents, both of you make me feel that you have been teaching me, guiding me, showing me the way any parents would have taught their children.
In this growing community, my priority is to support mark to continue to impact life positively. I will volunteer my time, my service, my knowledge with everyone in marko group as generously as the mentor. I am committed to give away as much love as I can in order to help other to start believing in themselves and become successful one day.
In this group, we believe deeply in WIN-WIN. We have faith in cooperation and collaboration. And our motto is to “HUNT IN PACK”. Many plans and strategies works way better and more effectively as a group than an individual investor.
“NO CANDLE LOSES ITS LIGHT WHILE LIGHTING ANOTHER CANDLE, SO NEVER STOP SHARING AND HELPING OTHERS BECAUSE IT MAKES YOUR LIFE MORE MEANINGFUL” ~ essence of Marko and Jill
A glowing candle LOSES NOTHING by lighting up another dim candle. When the dim candle allows herself to be lighted up, NOT ONLY SHE ALLOWS HERSELF TO POTENTIALLY GLOW BRIGHTER, she also contributed to the brightness of the path FOR ALL the other candles including herself. Walking on the same journey toward time and financial freedom destination on a brighter path with many supports make the journey more achievable. Do u agree?
Thank you for lighting me. I am now consciously trying to light up another candle when opportunity show itself. I learnt to understand that i will always be given choices in life, i have full control of what kind of life I want for my family and myself by making the wise choice and decision and STAY COMMITED EVEN THOUGH I KNOW IT WILL BE CHALLENGING especially when fighting against objections from spouse, close family and best friends whose concerns and worry for me based on what they knew are completely genuine
Finally, thank you for adopting into this network and community to support one another. To share joys and laughters with each other. This a vital environment that I need where our vision and dream can synchronize.
As a newbie SGPropInvestor
I am a Singapore Property Investor. Others will ask: “Which property do you sell?” This is the most common reply from many. So what exactly property investors do or rather what exactly am I doing?
Before I touch on the things I do, I just like to explain that property investment is the vehicle I used currently to progress to time and financial freedom as my destination. You can be an expert in shares, royalty, franchise, online marketing, and so on, I respect any vehicles that allow you to potentially live a life without worry about expenses and able to spend most times with your loves ones. i see the possibility to achieve time and financial freedom in 10 years times.
My goal is to own 20 properties in Singapore by 2027 that give me a passive income of min $40,000/mth.
Currently, I have owned 4 properties specifically in Singapore, with passive income of almost $10,000/ mth.
I left Employee quadrant on April 2018. Since then, I no longer trading my time for a fixed income aka salary. I have 100% time freedom to decide what to do at any given time. I can go high tea with my mum on weekday lunch time. I can have long lunch followed by premier class movie with marko kakis on weekday afternoon. I can go excursion with my daughters without taking leave. I can accompany my hubby to hospital and don’t have to leave him alone due to office urgent meeting. I can go holiday anytime anyday. I can contribute my time to help out with marko event to reach out to many more who were just as blur as me. I can go property viewings on weekday office hours. This is the luxury of time freedom I am enjoying now. Thank you to the property portfolio that I built over the past 1 year.
As my goal of 20 properties have not met, I am still repeating the 10 steps cycle, the flow is as follow:
1. Lock in to an areas nearest to where you stay.
2. Identify all the surrounding industrial buildings – macro studies on pro and cons
3. Compare and start eliminate those that are not as ideal in term of price, age, rental yield (6% and above), occupancy (min 95%), number of units, image, potential upside, etc - by now u shud have identify the creme of the crop aka gold mine
4. Go to commercial guru, key in the gold mine name, make sure u call all the 100 agents in this gold mine and make an appointment to view all the properties whether is for sale or for rent
5. Once u viewed ALL that are available, start compare and eliminate, now we purely look at interior finishes, floor level, tenancy, size,price, tenant profile, etc etc
6. By Now u have identify the GEM . Shiny and sparkling
7. CHECK BANK VALUATION THEN MAKE AN OFFER AT UR TARGET ENTRY PRICE!
8. Let the negotiation begins
9. VOILA! Give a pat on your shoulder and open champagne to celebrate!!!
10. By now, u are the owner of this gem, giving u passive income month after months, year after year!
IN SHORT, ALOT OF WALKING the grounds, very time consuming when researching and viewings but when you found the deal, you have secured your income for next 2 years where the tenant will pay for your monthly instalment and give you some pocket money to enjoy life!